AI Research Memo
AI-assisted teaching is the reform, not the threat Shift assessment from answer-hunting to reasoning and disclosure Train every teacher and set simple norms so AI boosts equity and learning A single statistic should reframe the
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Deepfake NIL licensing will surge as content costs collapse Schools must use contracts and authenticity tech to protect communities Provenance and consent rebuild trust when faces become licensable assets Only three in ten U
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Stablecoin banking—not lending apps—now drives the real contest over payment infrastructure Stablecoins move trillions monthly as regulation and instant domestic rails converge Universities should pilot cross-border stablecoin payments and teach the operational playbook
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Chatbots replace lists with a single voice, intensifying algorithmic gatekeeping In portal-first markets like Korea, hallucination and narrowed content threaten civic learning Mandate citations, rival answers, list-mode defaults, and independent audits in schools and platforms
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AI reveals Parrondo’s paradox can turn losing tactics into schoolwide gains Run adaptive combined-game pilots with bandits and multi-agent learning, under clear guardrails Guard against persuasion harms with audits, diversity, and public protocols
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AI works best when built for each sector’s data and goals Finance needs domain-grounded models and risk-based metrics, not generic chatbots Teach, buy, and regulate using sector-specific measures The most crucial figure in toda
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General AI predicts probabilities, not context-specific safety Domain-specific AI fits the task and lowers risk in classrooms and markets Use ISO 42001, NIST RMF, and the EU AI Act, and test on domain benchmarks Reported AI incid
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AI is making labor borderless as online services surge Opportunity expands, but standards, audits, and broadband are crucial Schools must teach task-first skills, platform literacy, and safeguards The fastest-growing part of g
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Smartphone bans offer a blueprint for AI policy in schools Use age-tiered access, strict privacy, and teacher oversight Evaluate results publicly to protect attention, equity, and integrity Let's begin with a significant figu
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AI is recomposing jobs, not erasing them Throughput with judgment beats years of experience Schools and employers must teach, verify, and hire for AI-literate workflows Between 60% and 70% of the tasks people perform at wor
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Students already use AI for writing; literacy must mean transparent, auditable reasoning Redesign assessment to grade process—sources, prompts, and brief oral defenses—alongside product Skip detection arms races; provide approved tools, disclosure norms, and teacher training for equity
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AI boosts task productivity, especially for novices AI labor displacement is real but small and uneven so far Protect entry-level pathways and buy for augmentation, not replacement Let's start with a straightforward fact.
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AI human feedback cheating turns goals into dishonest outcomes—data tampering at scale Detection alone fails; incentives and hidden processes corrupt assessment validity Verify process, require disclosure and audits, and redesign assignments to reward visible work
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AI is erasing junior tasks, widening wage gaps Inside firms gaps narrow; across markets exclusion grows Rebuild ladders: governed AI access, paid apprenticeships, training levies One figure should change how we think
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Cheaper tokens made bigger bills The LLM pricing war squeezes startups and campuses Buy outcomes, route to small models, and cap reasoning A single number illustrates the challenge we face: $0.07.
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